Back to Support

What is a SoLo Score? How can I check the credibility of a borrower?

Last updated on:
September 30, 2026

The SoLo score is our system of identifying every member’s risk of repayment on our platform. The score is based on the financial information we collect via Plaid and their external bank account at sign-up and predicts a member’s ability to repay loans on time. Our assessment adheres to Know Your Customer (KYC) and Anti-Money Laundering (AML) requirements.

Borrowing

15
Articles

General

31
Articles

Lending

7
Articles

Sign-up

11
Articles

SoLo Debit Card

21
Articles

Wallet

13
Articles
Still searching for answers?

Our team is just an email away and ready to answer your questions.

Contact us
Products
Lend
Borrow
Bank
Alpha
iQ
NowCAST
Learn
Blog
Newsroom
Press kit
Wealth Break
Company
Manifesto
Cash Poor Report
Careers
Support
Account
Login
Get the App
Connect
LinkedIn
TikTok
Instagram
YouTube
X
Discord
Terms of Service
Privacy Policy
E-Sign Consent
Legal
Engineering
Support
SoLo Funds, Inc., a Certified Public Benefit Corporation, is a financial technology company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC.

The SoLo Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.

Lending through SoLo involves risk, including the risk of borrower default and loss of principal. Lender returns are not guaranteed, are not insured by the FDIC or any federal agency, and are not bank deposits. Historical performance figures reflect platform-wide averages and do not predict future results. Individual results vary.

All loan requests are subject to verification, lender proposal, and the requestor's final acceptance. Tips and donations are voluntary.

© 2026 SoLo Funds Inc.