Your personal AI-powered financial guideSoLo IQ is your personal AI-powered financial guide, built right into the SoLo app. Ask it anything about your money, and get real, instant answers built around your habits and your goals, whether you're borrowing, lending, or both.

Connect accounts securely.

Link your SoLo and bank accounts in seconds with bank-grade encryption.

Ask IQ anything, anytime.

Get instant, plain-language answers to any question about your money, no judgment, built around your habits and your goals.

Act with confidence.

Follow real-time, personalized recommendations to grow your wealth and reach your goals.¹

Your full financial picture, finally clear.

See your spending and budget if you're borrowing, or your cash flow and lending performance if you're funding others, all in one place, without the guesswork.

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Insights built for your future.

Every answer is designed to help you make one smarter decision after another, whether that's growing your savings or sharpening your lending strategy.

See it in action

IQ meets you wherever you are, borrowing, lending, or simply building better financial habits, with real-time, secure answers built around your data and your goals.

Your data, your control

Privacy by design is one of IQ's strongest traits. IQ only sees the accounts you choose to connect, and only uses that information to answer your questions and shape your recommendations for you. We don't train our models on your data, and we hold every vendor we work with to that same standard. Your data belongs to you, and only you, including your lending activity and performance if you're a lender. Read our full privacy policy for the details.

Get smarter with your money.

Download SoLo and ask IQ your first question. Available on iOS and Android.

Google Play

App Store

Financial intelligence for everyone

Your personal AI-powered financial guide