SoLo is a mobile lending exchange connecting lenders and borrowers for the purpose of providing affordable access to loans under $1,000.

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Product Features

Check out what SoLo has to offer!


SoLo is available in the App Store.


Sign up and request or fund a loan in minutes.

SoLo Score

A FICO score doesn't tell the whole story.


You're in good hands with bank-level security encryption.

Early Payback

Pay back loans early with no penalty or added fees.


Feeling generous? Make someone's day by funding a loan without requiring repayment.

Be a Lender

See how you can benefit by lending on SoLo

Earn Money

Earn "appreciation tips" for helping others during financial hardship.

Social Impact

Give back to someone less fortunate through financial collaboration.

Lend Directly

See where your money goes for full transparency.


No minimum requirements, lend what you want when you want.

Be a Borrower

See how SoLo can help you fill unexpected financial gaps


Cheaper than taking a payday loan.

Your Terms

Interest-free loans; where you set the loan amount and payback date.

No Application

Get money faster without going through a formal approval or denial process.

No Hidden Fees

We make everything clear so you know where your money is going.

Stop waiting.
Start using SoLo.

We making new friends!