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Real stories. Smarter money.

News, guides, and the occasional hot take on borrowing, lending, and banking on your own terms.

The New SoLo Is Here: What Changes in Version 4
Version 4 of SoLo is here: a new look on phone and web, IQ guiding your loan request, your lending strategy up front, and everything in your account carried over.
Company News
October 22, 2026
Featured Posts
The New SoLo Is Here: What Changes in Version 4
Version 4 of SoLo is here: a new look on phone and web, IQ guiding your loan request, your lending strategy up front, and everything in your account carried over.
Company News
October 22, 2026
SoLo Funds vs. Oportun: Short-Term Cash or a Long Installment Loan?
Quick Take SoLo connects borrowers with real lenders for loans from $20 to $650, repaid within 35 days. Oportun offers installment loans from $300 to $10,000 over 12 to 48 months. Tips on SoLo are voluntary and set by the member requesting funds. No mandatory interest charges apply.…
Compare
July 17, 2026
5 Ways Millennials are Saving Money
The picture that’s painted of millennials is often one of a generation that is going to have a hard go of it financially. Young people who fall into this category are famously mistrustful of big banks and stock markets, having grown up on corruption and crashes. Additionally, now that millennials…
Financial Education
June 11, 2020
Recent Posts
SoLo Funds vs Empower, Which One Is Worth Your Time
Quick Take Empower is a financial app offering cash advances for eligible members, budgeting tools, and a subscription-based product suite. Advances may reach up to $300 for qualifying users. SoLo Funds is a peer-to-peer community marketplace where members may request loans up to $650. Funding…
Borrowing
May 19, 2026
SoLo Funds vs FloatMe, Which Cash Advance App Works for You
Quick Take FloatMe is a cash advance app that provides small “floats” of up to $50 for most eligible members, typically repaid on your next payday. A monthly subscription fee applies. SoLo Funds is a peer-to-peer community marketplace where members may request loans up to $650. Funding depends on…
Borrowing
May 19, 2026
SoLo Funds vs Branch, Community Lending vs Earned Wage Access
Quick Take Branch is an earned wage access platform primarily used through employer partnerships. Workers may access a portion of wages they have already earned before payday. SoLo Funds is a peer-to-peer community marketplace where any member may request a loan up to $650. Funding depends on…
Borrowing
May 19, 2026
SoLo Funds vs Credit Cards for Short-Term Borrowing
Quick Take Credit cards offer revolving credit with interest applied to any balance you carry month to month. They require a credit application and report to the major credit bureaus. SoLo Funds is a peer-to-peer community marketplace for short-term gaps. Members may request loans up to $650,…
Borrowing
May 19, 2026
EY Names SoLo Funds Co-Founders As Entrepreneur Of The Year® 2026 Greater Los Angeles Finalists
SoLo Funds, the largest AI-powered community banking solution in the U.S., is announcing today that both of its Co-founders Rodney Williams and Travis Holloway have been named an Entrepreneur of The Year 2026 Los Angeles Award finalists. Now in its 41st year, the Entrepreneur Of The Year® program…
Company News
April 21, 2026
SoLo Funds Launches For Enterprises with SoLo NowCAST™, A Real-Time Predictive Analytics Tool For U.S. Inflation
Los Angeles, CA, April 21, 2026 — SoLo Funds, the largest AI-powered community banking solution in the U.S., is announcing today that it has launched for enterprises with the unveiling of SoLo NowCAST™, a real-time consumer prediction engine built on financial behavior that’s designed to anticipate…
Company News
April 21, 2026
How SoLo Funds Is Reinventing Banking for Every American with $700M in Loans and Counting
Quick Take SoLo Funds is a peer-to-peer community lending marketplace founded by Rodney Williams and Travis Holoway, built to solve a problem they experienced firsthand. The platform has powered $700M+ in loans, enabled 2M+ users, and facilitated $1.4B+ in total transactions. Members can borrow up…
Company News
April 13, 2026
SoLo Funds vs. Dave: Which App Actually Works for You?
Quick Take SoLo Funds lets members borrow up to $650 from other real people, with no mandatory monthly fee. Dave offers up to $500 in advances but requires a $1/month subscription and funds loans directly. SoLo funding is community based, from people like you; Dave is a financial institution that…
Borrowing
April 6, 2026
SoLo Funds for Gig Workers: What Uber, DoorDash, and Freelance Drivers Need to Know
Quick Take SoLo Funds is built for everyday people, that’s why we don’t use employer requirements, direct deposit minimums, or fixed work location checks. Unlike many cash advance apps. Members who borrow start small and request up to $650, they also decide a repayment term up to 15 days later,…
Borrowing
April 6, 2026
SoLo Funds vs. EarnIn: Two Very Different Ways to Get Fast Cash
Quick Take EarnIn is an earned wage access app, meaning it only works if you have a traditional job with direct deposit. SoLo Funds is peer-to-peer, with no employment requirement, making it more accessible for gig workers and the self-employed. SoLo lets members borrow up to $650 with flexible…
Borrowing
April 6, 2026
How to Build Your SoLo Score and Borrow More Over Time
Quick Take Your SoLo Score is visible to lenders and signals your reliability as a borrower. Higher scores get funded faster. The fastest way to raise your score is to repay on time, consistently. Start small, and grow your access to money over time. Good to Know SoLo does not require a credit…
Borrowing
April 6, 2026
SoLo Funds vs. MoneyLion: Community Lending vs. All-in-One Finance App
Quick Take SoLo Funds is a focused peer-to-peer lending marketplace with no subscription fee, loans up to $650, a Mastercard debit card, and SoLo IQ, an AI financial coach built using insights from SoLo’s real marketplace transaction history. MoneyLion is an all-in-one app with banking, investing,…
Borrowing
April 6, 2026
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SoLo Funds, Inc., a Certified Public Benefit Corporation, is a financial technology company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC. The SoLo Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.

Lending through SoLo involves risk, including the risk of borrower default and loss of principal. Lender returns are not guaranteed, are not insured by the FDIC or any federal agency, and are not bank deposits. Historical performance figures reflect platform-wide averages and do not predict future results. Individual results vary.

All loan requests are subject to verification, lender proposal, and the requestor's final acceptance. Tips and donations are voluntary.

© 2026 SoLo Funds Inc.