BLOG

Real stories. Smarter money.

News, guides, and the occasional hot take on borrowing, lending, and banking on your own terms.

The New SoLo Is Here: What Changes in Version 4
Version 4 of SoLo is here: a new look on phone and web, IQ guiding your loan request, your lending strategy up front, and everything in your account carried over.
Company News
October 22, 2026
Featured Posts
The New SoLo Is Here: What Changes in Version 4
Version 4 of SoLo is here: a new look on phone and web, IQ guiding your loan request, your lending strategy up front, and everything in your account carried over.
Company News
October 22, 2026
SoLo Funds vs. Oportun: Short-Term Cash or a Long Installment Loan?
Quick Take SoLo connects borrowers with real lenders for loans from $20 to $650, repaid within 35 days. Oportun offers installment loans from $300 to $10,000 over 12 to 48 months. Tips on SoLo are voluntary and set by the member requesting funds. No mandatory interest charges apply.…
Compare
July 17, 2026
5 Ways Millennials are Saving Money
The picture that’s painted of millennials is often one of a generation that is going to have a hard go of it financially. Young people who fall into this category are famously mistrustful of big banks and stock markets, having grown up on corruption and crashes. Additionally, now that millennials…
Financial Education
June 11, 2020
Recent Posts
Save More with These 4 Digital Minimalism Tips
Guest Author: Adriane Aguilera Digital Minimalism is a philosophy of intentional technology use created by Cal Newport, a Professor of Computer Science at Georgetown,a practice in which a digital user operates tech only for what they need. Digital Minimalism is practiced in two primary ways:…
Financial Education
August 22, 2020
SoLo Funds & Kiva – Partnering to Strengthen the Capital Ladder for Financially-Excluded Americans
SoLo Funds and Kiva are partnering to strengthen the capital ladder for financially excluded Americans. For the lowest-income individuals, it’s disproportionately expensive to borrow money. With predatory interest rates and unattainable criteria, getting a loan in America is a defeating , if not…
Company News
June 16, 2020
Aging in Place: Key Financial Considerations
Guest Author: Ali Rennoll 61% of older adults prefer to remain at home even if it means living alone, according to a survey by Brookdale Senior Living and OnePoll. While the idea of aging in place is becoming more popular, it’s important to have a plan when it comes to the financial aspects of…
Financial Education
May 31, 2020
How to Plan for Healthcare Costs Like an Expert
Guest Author: Ali Rennoll When it comes to financial planning, only one in four Americans have an actual plan, according to Charles Schwab’s Modern Wealth Index. Yet, financial planning is a crucial part of better money management for everyone. With three in four consumers living paycheck to…
Financial Education
May 19, 2020
9 Ways to Set Children Up for Lifelong Financial Success
Guest Author: Morgen Henderson It’s never too early to start teaching your child about money, because let’s face it: it’s a huge component of our daily lives. Teaching your child about money management and savings from an early age can help give them the upper hand. It will help them develop good…
Financial Education
May 4, 2020
5 Simple Habits That Will Save You Money
Guest Author: Morgen Henderson Even with the already devastating disruption to our lives, the financial effect of COVID-19 on individuals and families is yet to be felt. In the coming weeks and months, many households will need to tighten their budgets to make ends meet. To that end, we’ve gathered…
Financial Education
April 13, 2020
5 Ways to Protect Your Online Banking & Finances
Guest Author: Ali Rennoll It probably won’t come as any surprise that Citi’s annual mobile banking study found that mobile bank apps were one of the top three most-used types of apps. In fact, online and mobile banking now represents the primary banking channel for two-thirds of Americans. Besides…
Financial Education
March 23, 2020
COVID-19 and Your Finances
Over the past few weeks, the severity of the COVID-19 (coronavirus) situation has rapidly increased in the US, causing dramatic ripple effects throughout the country, from mega-corporations all the way down to individuals. As businesses have temporarily shuttered and layoffs have proliferated…
Financial Education
March 2, 2020
What You Need to Know About Interest Rates
Guest Author: Ellie Pugh These days, the average American has about $38,000 in personal debt. While debt is not necessarily always a bad thing, it does come with extra costs than can certainly add up over time , and this comes in the form of interest. Though this is usually expressed in small…
Financial Education
February 19, 2020
Early Retirement: Organizing Your Finances to Get There
Guest Author: Alicia Rennoll ORGANIZING YOUR FINANCES TO ALLOW FOR EARLY RETIREMENT The most common age to retire is 62, but with some smart saving and investing, it is possible to retire years earlier. This allows you to lower your stress levels by having more free time to do the things you enjoy.…
Financial Education
January 23, 2020
Rent or Buy? 3 Situations Where Renting May Be Preferable
Those espousing the conventional wisdom of real estate will generally tell you that it is better to own a home than rent one – not only from a financial standpoint, but also in terms of personal stability. In a considerable number of cases the buying proponents are absolutely right: Younger parents…
Financial Education
December 30, 2019
Why You Should Start a Sinking Fund
Guest Author: Maia Fletcher Sinking funds are a great tool to get your life on track. Money doesn’t come easy, and debt can, unfortunately, be easy to come by. Over time, the interest earned on debt can become a nerve-racking expense hanging over your head. This is where sinking funds can come into…
Financial Education
December 19, 2019
Want to learn more about how SoLo is built?

Technical deep dives on SoLo's platform and infrastructure, written for engineers.

Read our engineering blog
You've read about it. Now use it.
Download SoLo and find out what it's actually like. Available on iOS and Android.
Get the App
Products
Lend
Borrow
Bank
Alpha
iQ
NowCAST
Learn
Blog
Newsroom
Press kit
Wealth Break
Company
Manifesto
Cash Poor Report
Careers
Support
Account
Login
Get the App
Connect
LinkedIn
TikTok
Instagram
YouTube
X
Discord
Terms of Service
Privacy Policy
E-Sign Consent
Legal
Engineering
Support
SoLo Funds, Inc., a Certified Public Benefit Corporation, is a financial technology company, not an FDIC insured depository institution. Banking services provided by Bangor Savings Bank, Member FDIC. The SoLo Mastercard® Debit Card is issued by Bangor Savings Bank, Member FDIC, pursuant to license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Spend anywhere Mastercard is accepted.

Lending through SoLo involves risk, including the risk of borrower default and loss of principal. Lender returns are not guaranteed, are not insured by the FDIC or any federal agency, and are not bank deposits. Historical performance figures reflect platform-wide averages and do not predict future results. Individual results vary.

All loan requests are subject to verification, lender proposal, and the requestor's final acceptance. Tips and donations are voluntary.

© 2026 SoLo Funds Inc.