SoLo Gold Membership Explained: What It Is and Who It’s For

Quick Take

• SoLo Gold is a paid membership tier that unlocks expanded lending tools, full SoLo IQ analytics, and priority features for members who actively lend.
• Gold members may earn returns on funded loans. Returns are not guaranteed and the loan amount may be lost.
• Standard members can still borrow and lend on SoLo. Gold is for members who want more tools as active lenders.

Good to Know

• Returns are not guaranteed and the loan amount may be lost.
• Tips are voluntary and set by the member requesting funds. No mandatory interest charges apply.
• SoLo uses a bank partner (Member FDIC). Pass-through insurance may apply; check the Terms.

SoLo Funds is built as a two-sided marketplace. Members borrow. Members lend. SoLo Gold is the membership tier designed for members who want to go deeper on the lending side and get more from the platform overall.

What Is SoLo Gold?

SoLo Gold is a premium membership available to eligible SoLo members. It provides access to expanded lending features, enhanced SoLo IQ analytics, and tools that help active lenders manage their lending portfolio. Gold members can see richer data on loan requests, use the full SoLo IQ suite to assess borrowers, and benefit from priority support.

The core product stays the same: real members funding real members. Gold makes the lender experience more informed and more efficient.

What SoLo Gold Includes

Gold members get access to the full SoLo IQ suite, which provides data-backed insights on borrower behavior and repayment patterns. The Lending Wizard, a tool that surfaces loan requests based on a lender’s preferences and risk tolerance, operates with more precision for Gold members.

Gold also includes SoLo Lender Protection coverage for eligible funded loans if a member falls into extended delinquency. Current coverage specifics and fees are listed in the Terms of Service.

SoLo Gold vs. Standard Membership

Returns: What Gold Members Should Know

Gold members may earn returns on funded loans through voluntary tips set by borrowers. Returns are not guaranteed and the loan amount may be lost. SoLo is not an investment platform. Lenders fund members as a financial service, with the potential to earn a voluntary return.

The SoLo IQ tools available to Gold members help assess which requests carry stronger repayment signals based on SoLo Score, loan history, and platform behavior.

Who SoLo Gold Is For

Gold is built for members who lend regularly and want better information to guide those decisions. Occasional borrowers who rarely lend will find the standard account meets their needs. Members actively building a lending portfolio and wanting SoLo IQ’s full capabilities benefit most from Gold.

How to Upgrade to SoLo Gold

The upgrade option is inside the SoLo Funds app. Members can review current Gold pricing and features in the app’s membership section. Current Terms of Service govern Gold membership costs and benefits.

Related Questions:

• What is SoLo IQ and how does it work?
• How does SoLo Lender Protection work?
• How do I become a lender on SoLo?

Bottom Line

SoLo Gold is for active lenders who want more data, better tools, and a more informed approach to peer-to-peer lending. Returns are not guaranteed, but Gold gives members the best available tools to make smart funding decisions.

Borrow or lend on your own terms. Download SoLo Funds on the App Store or Google Play.

Download SoLo Funds in the App Store
Download SoLo Funds in the Google Play Store