One Wallet¹ for borrowing, lending, earning returns², and everyday spending. Get money in, put it to work in the marketplace, spend it with your SoLo Debit Card³, or move it back out, all through one connected balance.
Your Wallet works like a standard checking account¹, with its own account and routing number and connected bank and debit card payment menthods so you can send and receive money the way you would with any bank.
All Fundings land directly in your Wallet, ready to spend, repay, or withdraw.⁴ Fund or repay using your Wallet balance or a linked debit card. Your existing balance can always be put to work.
Every eligible member gets a SoLo Debit Card³ instantly, ready to use online the moment you're verified. Add it to Apple Pay, Google Pay, or Samsung Pay for contactless spending.
Every account starts with identity verification, and sensitive actions like withdrawals or viewing card details get extra protection. Your card is monitored in real time for fraud, and purchases are declined rather than allowed to overdraft, so you never spend more than what's there.
Eligible members can redirect all or part of a paycheck straight into their Wallet, building a stronger balance automatically.
There's no monthly fee to use banking services.¹ Your Wallet comes free as part of being a SoLo member. Active members get it included, no separate cost.
